Checking & Savings Rates

Checking Accounts

Type Balance Interest Rate APY
Reward Checking $0 - $10,000 3.00% 3.03%
Reward Checking $10,000.01 or more 0.25% 0.25%
Reward Checking non-qualifying rate 0.01% 0.01%
Consumer Premium $0 - $999.99 0.01% 0.01%
Consumer Premium $1,000 or more 0.05% 0.05%
Business Premium $0 - $999.99 0.00% 0.00%
Business Premium $1,000 - $49,999.99 0.05% 0.05%
Business Premium $50,000 or more 0.10% 0.10%

 

Money Market Funds

Type   Balance Interest Rate APY
Investor Fund Tier 1 $0 - $49,999.99 0.10% 0.10%
Investor Fund Tier 2 $50,000 or more 0.20% 0.20%
Investor Gold Tier 1 $0 - $999.99 0.10% 0.10%
Investor Gold Tier 2 $1,000 - $49,999.99 0.20% 0.20%
Investor Gold Tier 3 $50,000 - $74,999.99 0.30% 0.30%
Investor Gold Tier 4 $75,000 or more 0.40% 0.40%
Investor Elite Tier 1 $10,000 or more 0.40% 0.40%

Savings Accounts

Type   Balance Interest Rate APY
Regular Savings     0.05% 0.05%
Health Savings Tier 1 $0 - $999.99 0.10% 0.10%
Health Savings Tier 2 $1,000 - $4,999.99 0.10% 0.10%
Health Savings Tier 3 $5,000 - $9,999.99 0.10% 0.10%
Health Savings Tier 4 $10,000 - $19,999.99 0.20% 0.20%
Health Savings Tier 5 $20,000 or more 0.25% 0.25%
Rates are current as of April 7, 2020.

*APY means annual percentage yield. Annual Percentage Yield is subject to change.