Petefish, Skiles and Co. Bank offers a variety of personal checking accounts to fit your needs. Find one that works for you! Also, check out our interest rates for checking and savings accounts.
Rewards Checking
- FREE Electronic Banking Package – Includes Online Banking, Online Bill Payment, E-statements1 , Mobile Banking* and Mobile Check Deposit
- FREE MasterCard Debit Card with 24/7 Fraud Alerts2
- Earn Our Highest Checking Interest3 – When you meet these minimum statement cycle requirements:
* Receive your statements electronically (E-statements)
* One Direct Deposit that posts
*16 debit card POS transactions that post and clear4
- Annual Percentage Yield is subject to change.
- Lower Annual Percentage Yield applies to balances over $10,000 (Currently 0.10%)
- Lower Annual Percentage Yield applies when qualifications are not met. (Currently 0.01%)
- Fees could reduce earnings
- Surcharge-free access to over 38,000 ATM’s nationwide with the MoneyPass network
- Disappearing Fee – Monthly fee of $4.00 gets reduced $0.25 for every debit card purchase. Make 16 or more purchases that post and clear during the statement cycle and the monthly fee is given back as a statement credit.
IDSecure Checking
- FREE Electronic Banking Package – Includes Online Banking, Online Bill Payment, E-statements1 , Mobile Banking*, and Mobile Check Deposit
- FREE MasterCard Debit Card with 24/7 Fraud Alerts2
- Only $50 Deposit to Open
- $4.95 Monthly Service Fee
- Fee Waived for students through age 22
- No Minimum Balance
- Unlimited Check Writing
- Surcharge-free access to over 38,000 ATM’s nationwide with the MoneyPass network
- Annual Percentage Yield is subject to change.
- Surcharge-free access to over 38,000 ATM’s nationwide with the MoneyPass network
- IDProtect®5 – Identity Theft Monitoring and Resolution Service
- 3-in-1 Credit File Monitoring6 – IDProtect will monitor your Equifax, Experian and TransUnion credit file daily, and automatically alert you if key changes occur. (Registration/activation required.)
- 3-in-1 Credit Report – Request an updated credit report every 90 days or upon receipt of alert. Each new report includes an updated single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different type of credit score to assess your creditworthiness. (Registration/activation required.)
- Identity Monitoring – Monitoring of more than 1,000 databases and public records to identify suspicious activity, including credit header information, phone records, United States Postal Service records, and more. A risk rating is generated with each monthly scan and if your scan reflects a high-risk score, you will be notified. (Registration/ activation may be required.)
- Comprehensive Identity Theft Resolution Services – access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
- Debit and Credit Card Registration – Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)
- Identity Theft Expense Reimbursement Coverage7 – Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
- Online Identity Theft News Center and valuable Phone and Web Resources (Registration/activation required.)
Additional Features
- Cellular Telephone Protection – Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S and abroad. Maximum of two claims per year. Covers the first three phones on cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid through this account.)
- Accidental Death and Dismemberment Insurance6 – Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
Premium Checking
- FREE Electronic Banking Package - includes Online Banking, Online Bill Payment, E-Statements, Mobile Banking*, and Mobile Check Deposit
- FREE MasterCard Debit Card with 24/7 Fraud Alerts2
- Unlimited Check Writing
- Earn Interest - two different rate tiers based on daily balance
- $500 Deposit to Open
- Service Charge of $5 if balance falls below $500 on any day of the statement cycle.
- Surcharge-free access to over 38,000 ATM's nationwide with the MoneyPass network.
StartFresh Checking
- FREE Electronic Banking Package – Includes Online Banking, Online Bill Payment, E-statements1 , Mobile Banking*, and Mobile Check Deposit
- FREE MasterCard Debit Card with 24/7 Fraud Alerts2
- Only $50 Deposit to Open
- No Minimum Balance
- Surcharge-free access to over 38,000 ATM’s nationwide with the MoneyPass network
- Unlimited Check Writing
- $3.00 Savings with Direct Deposit – Fee reduced to $6.95 with regular payroll direct deposit from $9.95
- Qualify for one of our other great checking products after 12 months in good standing** – with a StartFresh Checking account
Basic Checking
- FREE Electronic Banking Package – Includes Online Banking, Online Bill Payment, E-statements1 , Mobile Banking* and Mobile Check Deposit
- FREE MasterCard Debit Card with 24/7 Fraud Alerts2
- $300 required to open account. $300 average collected balance required monthly to avoid service charge of $5.00
- Unlimited Check Writing
- Surcharge-free access to over 38,000 ATM’s nationwide with the MoneyPass network
*Wireless carrier fees may apply.
** Customer is eligible for other type of account after 12 months if no more than 6 overdrafts in a 12 month period and no non-sufficient funds (NSF) for past 3 months.
2 Replacement card fee may apply. See bank for details.
3 Lower APY applies to balances over $10,000 and when qualifications are not met. See Bank for details.
4 ATM transactions do not count as MasterCard® Debit Card purchases
5 IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
6 Credit file monitoring may take several days to begin following activation
7 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate